About this site
This site is made available by Medfin Finance, a business division of National Australia Bank Limited Singapore Branch (Bus. Reg. No. 53106009L). National Australia Bank (ACN 004 044 937)('NAB') is incorporated in Australia. References on this page to Medfin Finance shall be read as including a reference to NAB and its officers, employees, consultants, agents and contractors). Accessing this site

Access to, and use of, site and any service made available in it, is subject to these Terms of Use (and any separate agreement you have entered into with Medfin Finance). By accessing this site and viewing the information and other material which it contains or to which it provides access (together 'Information') you agree to follow and to be bound by these Terms of Use.

The Information is not addressed to any person in a jurisdiction where access to it or any use of it would result in a contravention by Medfin Finance or any other person or entity of the laws of that jurisdiction. You must ensure that you comply with all applicable laws and regulations of your jurisdiction.

Nothing contained in this site constitutes an invitation by Medfin Finance to enter into any contract or other arrangement whether legally binding or not.

Computer Viruses
Medfin Finance does not represent or warrant that this site or any linked site is free from computer viruses nor does it take responsibility for any which may exist, however they may be transferred or become manifest, or for any loss or damage of any sort (direct or indirect) which may result.

Security
Medfin Finance does not warrant or represent that any information you transmit or receive while using this site or any service made available in this site is secure.

Linked Sites
As a convenience to you, this site may contain hypertext links to other sites. Any linked sites are viewed at your own risk and subject to the disclaimers and terms of use etc of those sites. Medfin Finance assumes no liability whatsoever for the content of linked sites unless the sites are controlled and maintained by Medfin Finance as Medfin Finance sites, Medfin Finance does not control or maintain such sites or the Information available on or through them. Medfin Finance has not reviewed such content nor does it accept any responsibility to do so.

Privacy and Confidentiality

Disclosure
Medfin Finance discloses that it may have financial or other interests in companies, securities, proposals, offerings, issues etc., which are the subject of research, commentary or recommendations or other Information available on or through this site.

About The Information and About Reliance
The Information may be subject to change or may be out of date or incomplete or be subject to omissions, inaccuracies or other errors. This site does not purport to contain or give access to all relevant Information and any statement as to any future matter is a present prediction of a possible future outcome, the accuracy of which cannot be guaranteed. Recipients should not rely upon such Information or statements but should make their own assessment and evaluation, undertake investigation and enquires and seek other advice to enable them to make any decision concerning their own interests.

No Liability etc.
So far as the law allows, Medfin Finance does not take any responsibility for or warrant or represent that the Information is free from errors or omissions or that it is accurate, reliable, complete or contemporary or suitable for your or any other person or entity's intended use. Medfin Finance disclaims all and any responsibility for, and shall not be liable (including in or under contract, negligence or any other tort, or under any statute or at law or otherwise, however arising) in any way whatsoever for any loss, damage, cost or expense which may be incurred or suffered directly or indirectly by any person relying upon information in this site, including any opinion, advice, recommendation or conclusion, or using a service made available in this site, except only to the extent that Medfin Finance has a liability in respect thereof under the governing law mentioned below which is made non-excludable by legislation which applies to Medfin Finance. Submission of an inquiry by a person accessing this site does not give rise to a contractual relationship, save that this introduction, disclaimer and terms of use shall apply. Information provided in segments of this site related to particular countries is only communicated to and intended for the information of persons domiciled in those countries.

Copyright
Information contained on this site (but not necessarily linked sites) is owned by or licensed to Medfin Finance and copyright in such Information subsists under the Copyright Act 1968 (as amended) of the Commonwealth of Australia and, through international treaties, the laws of many other countries. All rights reserved. You may download a single copy of such Information provided it remains attached to this notice and, where necessary for its use as a reference, make a single hardcopy. Except as permitted under the Copyright Act 1968 (as amended) or other applicable laws, no part of such Information may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of Medfin Finance.

Governing Law
Subject only as expressly mentioned above under the heading 'Privacy and Confidentiality', this notice, the Information, the contents of this site and all matters relating to any of them are governed by and are to be construed according to the laws applicable in the State of Victoria and the Commonwealth of Australia ('Australian Law') and all legal matters including but not limited to claims are subject to the exclusive jurisdiction of the courts of those jurisdictions.